This is why people move to Harbor Bay. Set along the lagoon in Harbor Bay's coveted Catamar community, 262 Ratto Road offers the rare combination of waterfront living, indoor-outdoor flow, and everyday convenience that makes this one of Alameda's most sought-after neighborhoods. Vaulted ceilings and walls of glass create a sense of openness and light, while the seamless connection between the living spaces and the outdoors makes the lagoon part of everyday life. Imagine starting your morning with coffee overlooking the water, spending the afternoon on the shoreline trails, and ending the day watching the sunset from your private waterfront deck. Step outside and the experience continues. The landscaped backyard leads directly to the water's edge, creating a natural extension of the home and a front-row seat to life on the lagoon. What truly sets Harbor Bay apart is how effortlessly it balances serenity and convenience. Close to everything. Connected to nothing but the moment. Miles of shoreline trails, parks, golf, the SF Ferry, BART, Oakland International Airport, and major commuter routes are all within easy reach. Because the real luxury isn't simply living on the water. It's waking up to it. It's ending the day beside it. It's having a home that feels like an escape without ever leaving town. Welcome to 262 Ratto Road.
Bedrooms
4
Bathrooms
3
Square Feet
2,028
Lot Size
4,913 sqft
Year Built
1997
Property Type
Single Family Residence
Days on Market
1
HOA Fee
$388/mo
Garage Total
2
MLS #
41138195
Flooring
Vinyl
Fireplace
Family Room
Appliances
Gas Water Heater
Cooling
Central Air
Heating
Forced Air
Total Parking Spaces
2
Garage Spaces
2
Attached Garage
Yes
Parking Features
Garage
Patio & Porch
Deck, Patio
Construction
Stucco
Roof
Tile
Lot Features
Back Yard
$0
| Rating | School Name | ||
|---|---|---|---|
| No school data available for this area. | |||
Balanced market
Avg. time on market
This is a Balanced Market. Homes are selling at a moderate pace.
Flood Risk
Minimal — not in a FEMA flood zone
Wildfire Risk
Moderate — near wildland-urban interface
Heat Risk
Low — moderate summer temperatures
Earthquake Risk
Southern California seismic zone
Based on price, location, and features
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