




364 Mccarthy Avenue, Oceano, CA 93445
Experience the pinnacle of coastal living in this brand-new custom home, just completed by Beach Front Builders and ideally located in an exclusive neighborhood at the gateway to Pismo State Beach, with beach access just down the street. Set on an oversized 4,300± sq. ft. lot with 43 feet of road frontage, the property offers exceptional functionality, including a stamped concrete driveway, generous parking, and a dedicated side area equipped with an RV waste line. The main living level is designed as a cohesive, open-concept space connecting the living room, dining area, and kitchen. Wide-plank flooring, a coffered ceiling with wood beam accents, recessed lighting, and a modern gas fireplace create a refined yet comfortable atmosphere. Two large sliding doors open to the backyard and stamped concrete patio, allowing for seamless indoor–outdoor living. The kitchen is both elegant and functional, featuring double wall ovens, a six-burner gas cooktop with pot filler, quartz countertops, bar seating, custom cabinetry, and an oversized sink with professional-style faucet. A thoughtfully designed butler’s pantry provides additional counter space and storage, with room for small appliances and a wine fridge. The lower level includes a private bedroom with en suite bath and a separate guest bathroom, making it ideal for guests or multigenerational living. A large interior space was intentionally constructed to accommodate a future elevator, offering flexibility for long-term use. Upstairs, a spacious family room with a wet bar opens to a balcony and enjoys views overlooking the lagoon and dunes. Three additional bedrooms are located on this level, including the primary suite, which features his-and-hers walk-in closets, a private balcony, and a dedicated makeup and vanity area. The primary bath includes a generous soaking tub, dual sinks, and a walk-in shower. An additional upstairs guest bathroom mirrors the home’s elevated finish level. A standout feature is the private rooftop deck, offering an elevated outdoor space ideal for entertaining, relaxing, and enjoying the surrounding coastal setting, including peekaboo ocean views. Additional features include owned solar, tankless hot water, and modern mechanicals with heat pump HVAC. Located minutes from Pismo Beach, shopping, golf courses, and the Central Coast’s renowned wineries, this property offers a rare opportunity to own a thoughtfully designed coastal retreat.
Bedrooms
4
Bathrooms
4
Square Feet
2,772
Lot Size
4,300 sqft
Year Built
2026
Property Type
Single Family Residence
Days on Market
24
HOA Fee
N/A
Garage Total
2
MLS #
NS26026796
Interior Features
Beamed Ceilings, Wet Bar, Breakfast Bar, Balcony, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, See Remarks, Bedroom On Main Level, Entrance Foyer, Walk In Pantry, Walk In Closets
Fireplace
Family Room, Gas, Living Room
Appliances
Dishwasher, Gas Range, Microwave, Refrigerator, Tankless Water Heater
Laundry
Inside, Laundry Room
Main Level Bedrooms
1
Main Level Bathrooms
2
Cooling
Central Air
Heating
Central
Total Parking Spaces
2
Garage Spaces
2
Attached Garage
Yes
Parking Features
Driveway, Garage Faces Front
Fencing
Vinyl
Foundation
Slab
Roof
Composition
Lot Features
Rectangular Lot
Sewer
Public Sewer
Water Source
Public
Biking, Fishing, Golf, Hiking, Water Sports
$0
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Balanced market
Avg. time on market
This is a Balanced Market. Homes are selling at a moderate pace.
Based on price, location, and features
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