$409,181
Est. $2,291/mo280 280 Spear St., San Francisco, CA 94105
About this home
Own a modern 1-bedroom condo with a RARE private balcony in SF’s premier luxury high-rise—MIRA. Unit features updated flooring, in-unit laundry, and access to resort-style amenities incl. fitness center, BBQ terrace, residents’ lounge, and 24/7 lobby attendant—all steps from East Cut Crossing, one block to the Embarcadero, and minutes to BART. 1-bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $109,100; 2 people = $124,700; 3 = $140,250; 4 = $155,850; 5 = $168,300. Must be 1st-time homebuyer and income eligible. Unit available through the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring and other restrictions. Take advantage of TEMPORARILY RELAXED buyer eligibility: up to 120% AMI, no need to be 1st time homebuyer, exclusion of income from assets, flexibility for homebuyer education, reduced financing requirements! Unit will be listed on DAHLIA, the SF Housing Portal, starting on the application date, February 13, 2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due 3/6 by 5 PM. OPEN HOUSE: 2/21 & 2/22 from 2-4 PM, 2/23 from 5-7 PM. Fair housing opportunity.
infoProperty Facts
Bedrooms
1
Bathrooms
1
Square Feet
608
Property Type
Condominium
Days on Market
7
HOA Fee
$828/mo
Garage Total
0
MLS #
41123976
chairInterior Details
General Interior
Accessibility
Accessible Elevator Installed
Kitchen & Appliances
Appliances
Dryer, Washer
garageParking
deckExterior & Lot
Building & Construction
Construction
See Remarks
Lot & Grounds
Sewer
Public Sewer
diversity_3Community & HOA
Association Info
HOA Amenities
Fitness Center, Maintenance Grounds, Insurance, Security, Water
Mortgage Calculator
$0
Nearby Schools
| Rating | School Name |
|---|---|
9 | GreatSchools High (Demo) public School • ratio 22:1 |
7 | Valley View Elementary (Demo) public School • ratio 18:1 |
6 | Lincoln Middle School (Demo) public School • ratio 20:1 |
NR | St. Mary Example Academy (Demo) private School • ratio 12:1 |
Walkability
Market Insights
Estimated Value
Market Temperature
Balanced market
Avg. time on market
This is a Balanced Market. Homes are selling at a moderate pace.
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