




1120 Locust Street, San Jose, CA 95110
$103K price improvement! A rare opportunity to secure a low 3.625% rate, assumable FHA loan (buyer must qualify) and step into a versatile 2unit proper5ty, each offering a well designed 2bed/1bath layout. This setup provides exceptional flexibility for multi-generational living, a live one/rent one approach, or added support for monthly housing costs. Opportunities with built in living flexibility are increasingly limited, making this home a standout option for both first time buyers and long term planners. Located near downtown San Jose, major employers, transit, parks, and everyday conveniences, this central corridor remains consistently desirable. Residents appreciate the walkability, nearby amenities, and quick access to shopping, dining, and commuter routes. Whether you're entering homeownership with added financial flexibility or seeking a property with longterm upside, this home delivers meaningful value in todays market especially with the advantage of a belowmarket assumable rate.
Bedrooms
4
Bathrooms
2
Square Feet
1,474
Lot Size
4,352 sqft
Year Built
1955
Property Type
Single Family Residence
Days on Market
6
HOA Fee
N/A
Garage Total
2
MLS #
ML82044909
Flooring
Laminate
Accessibility
Other
Garage Spaces
2
Attached Garage
Yes
Parking Features
Other
Foundation
Slab
Roof
Composition
Sewer
Public Sewer
Water Source
Public
$0
| Rating | School Name | ||
|---|---|---|---|
| No school data available for this area. | |||
Balanced market
Avg. time on market
This is a Balanced Market. Homes are selling at a moderate pace.
Flood Risk
Minimal — not in a FEMA flood zone
Wildfire Risk
Moderate — near wildland-urban interface
Heat Risk
Low — moderate summer temperatures
Earthquake Risk
Southern California seismic zone
Based on price, location, and features
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